LTW Finance Mortgage Brokers In Stowmarket, Suffolk
LTW Finance
Tel: 07377188474Mobile: 07377188474
www.ltwfinance.co.uk
Rose Cottage
Wickham Lane
Stowmarket
Suffolk
IP14 4QP
Key Services
- Mortgage Brokers
- Mortgage And Protection Advice
- Residential Mortgages
- Buy To Let Mortgages
- Re-Mortgages
- Income Protection
- Life Insurance
- Critical Illness Insurance
- General Insurance
- Bridging Finance
Information
Map of LTW Finance
About LTW Finance
Here at LTW Finance, we are a team of committed and experienced mortgage brokers who offer mortgage and protection advice for residential mortgages, buy to let mortgages, re-mortgages, income protection, life insurance, critical illness insurance, general insurance, and bridging finance in Stowmarket and the surrounding areas of Suffolk. We are committed to offering only the best expert advice in these matters and provide free advice on insurance services. If you would like to know more about the services we provide, please do not hesitate to get in touch with our friendly and knowledgeable team today.
The Benefits of Life Insurance
Life insurance is something that is sadly often overlooked until it’s too late. This can be due to a variety of factors, including unexpected deaths or simply not believing that it is needed. While it is true that life insurance isn’t a necessary purchase, they provide a variety of benefits for both you and your family, including:
-Peace of Mind: By taking out a life insurance policy, you are giving yourself peace of mind that your loved ones will be able to deal with any financial burdens you may have unintentionally left behind. This can include debts, mortgages, or covering the cost of a funeral.
-Stress Reduction: Losing a loved one already presents those dealing with the loss a difficult time, and the last thing your family needs when you pass is financial worry. Payouts from life insurance can help cover ongoing costs like childcare, unpaid bills, debt consolidation, and school fees.
-Affordable: With most life insurance policies operating on a monthly payment basis, getting the very best life insurance policy to suit you is affordable, with some policies being as cheap as £6 a month.
Advantages of Income Protection Insurance
Income protection insurance is intended to pay a regular income to those unable to work due to illnesses or disabilities, lasting until the afflicted is able to return to paid work or retire. Income protection insurance can typically be claimed a minimum of four weeks after you become unable to work but can sometimes only be accessible after your entitled statutory sick pay period is over, which could be up to 28 weeks after you have stopped working due to illness or disability. There are a few advantages to purchasing an income protection insurance policy, such as:
-Protection: It’s there in the name. By acquiring an income protection insurance plan, you are protecting yourself from unforseen problems in the future that may impede your ability to work, such as falling into a long term illness or becoming disabled.
-Replaces Lost Income: Though income protection plans don’t tend to cover the full amount of income lost due to being unable to work, typically 50-70% of your income will be covered and paid to you, providing regular income to allow you to budget for your needs.
-Affordable: With income protection insurance policies being paid on a monthly basis, the plans are very affordable, with some being as low as £10 monthly, which is a fair price for future peace of mind.
Why Choose Us?
Here at LTW Finance, we are a team of hardworking mortgage brokers who offer mortgage and protection advice for residential mortgages, buy to let mortgages, re-mortgages, income protection, life insurance, critical illness insurance, general insurance, and bridging finance in Stowmarket and the surrounding areas of Suffolk. We demonstrate time and time again that we are industry professionals committed to providing the best advice to our clients at competitive rates.
Contact Our Stowmarket-based Team Today
If you would like to know more about our roles as mortgage brokers who offer mortgage and protection advice for residential mortgages, buy to let mortgages, re-mortgages, income protection, life insurance, critical illness insurance, general insurance, and bridging finance in Stowmarket and the surrounding areas of Suffolk, feel free to give our friendly and professional team a call today or email our team at info@ltwfinance.co.uk. Alternatively, visit our website for more information on the services we offer, or drop us an email at info@ltwfinance.co.uk.