Confused about how much you’re paying in business rates? You’re not alone. Many UK small businesses find themselves puzzled by their business rates valuation, unsure how to check their rateable value or whether they might qualify for relief. That’s where a reliable business rates checker becomes an essential tool.
A business rates checker is an online tool that allows you to quickly find out your property’s rateable value, confirm the business rates due, and explore applicable reliefs. It’s the first step in making sure you're not overpaying.
To check your business rate valuation, you'll need your property address or postcode. The GOV.UK website and Valuation Office Agency (VOA) provide easy-to-use portals. Simply input your location details, and the system will display your rateable value.
Business rates are calculated based on a property’s rateable value, which reflects its estimated rental value on the open market as of a set date (the Antecedent Valuation Date).
Your rateable value is a key figure used in determining how much you owe in business rates. It’s assessed by the VOA and typically updated every few years during a revaluation.
You can check rateable value using the official VOA business rates checker. Simply:
Yes. If you think your valuation is incorrect, you can use the VOA’s Check, Challenge, Appeal process to potentially lower your business rates.
Business rates are calculated as follows:
Business Rates = Rateable Value × Multiplier
The multiplier is set by the government and may vary each year. For 2024-2025, the small business multiplier is 49.9p and the standard is 54.6p.
If your rateable value is £20,000, and you use the small business multiplier:
£20,000 × 0.499 = £9,980 annually
You should use a business rates checker if:
After your business rates check, you might discover you qualify for relief:
A business rates checker is an online tool that shows your property's rateable value, estimated bill, and whether you may qualify for relief or an appeal.
It depends on your property’s rateable value and whether you qualify for small business relief. Use a business rates checker to find accurate figures.
You can challenge it. Start with a Check, Challenge, Appeal process through the VOA’s official website. Make sure to gather evidence before appealing.
Don’t leave your business rates to chance. Using a business rates checker ensures transparency and might save your new business thousands annually. Whether you're checking your current bill, reviewing relief options, or preparing for the next revaluation, staying informed is key.
In today’s climate, no business can afford to overlook unnecessary costs. With so many tools and reliefs available, taking a moment to check your business rate valuation can be a game-changer. Use trusted checkers, understand your rateable value, and challenge discrepancies. Don’t forget to explore reliefs—you could be paying far less than you are now.
Need help navigating the process? Subscribe to our newsletter for updates or get in touch with a business rates advisor today.
