Here at bizify, we always love welcoming new clients to the business, and that is exactly what we will be discussing today. Alexander Southwell Mortgage Services are a team of expert mortgage brokers in Southampton, helping people in all different situations to obtain the mortgage deals they need to purchase the home of their dreams. In today's blog, we will be discussing the fantastic work that this business carries out whilst also providing information on some of their key services. We hope that you learn something here!
Some careers have vastly different circumstances when it comes to employment, and these can cause difficulty when applying for mortgages. For example, if you are a newly qualified teacher or doctor, you will not have years of stable employment behind you even though your future holds great career opportunities. The team at Alexander Southwell Mortgage Services provide specific mortgages for teachers and mortgages for doctors as well as many other occupations, ensuring that everyone has access to great investment opportunities regardless of their situation.
Many people don’t realise this is an option, and they instead opt for regular mortgages provided by a generic mortgage broker. The problem with this is that they are missing out on better deals and are likely paying too much over the years. These more niche services are one of the things we enjoy about Alexander Southwell Mortgage Services, as they provide more options to their customers so that they can achieve a service that suits their specific needs.
Key worker mortgages are a specific type of mortgage that is designed to help certain professionals, such as healthcare workers, teachers, police officers, and firefighters, to access housing. While they are similar in many ways to regular mortgages, key worker mortgages differ in several important ways.
One key difference between key worker mortgages and regular mortgages is the eligibility criteria. To qualify for a key worker mortgage, applicants must be currently employed in one of the eligible professions and may also need to meet additional eligibility criteria such as income thresholds, work experience, and residency requirements. This can make it easier for key workers to access housing that might otherwise be out of reach.
Another important difference between key worker mortgages and regular mortgages is the deposit requirements. Key worker mortgages may require a lower deposit than regular mortgages, which can help key workers to get onto the property ladder more easily. This lower deposit requirement can be particularly helpful for key workers who may have lower salaries or who may have struggled to save up for a deposit.
In addition to lower deposit requirements, key worker mortgages may also come with better interest rates or more favourable terms than regular mortgages. This can make them more affordable for key workers, who may be facing other financial challenges such as student loan debt or high living costs in expensive urban areas. These various benefits are always changing as government assistance schemes come and go, speak with a reputable mortgage broker such as Alexander Southwell Mortgage Services for up-to-date advice that you can count on.
The team at Alexander Southwell Mortgage Services provide a huge range of mortgage services, so we have decided to tell you about some of their key services.
New Build Mortgages - New build mortgages are designed specifically for individuals purchasing a newly constructed property. These mortgages may offer more flexible lending criteria and longer repayment terms, making it easier for buyers to afford the cost of a new home. Additionally, some new build mortgages may offer incentives such as cashback or free furniture packages to entice buyers.
First Time Buyer Mortgages - First time buyer mortgages are designed specifically for individuals purchasing their first property. These mortgages may offer more favourable terms such as lower deposit requirements and lower interest rates, making it easier for first time buyers to get onto the property ladder.
Buy-To-Let Mortgages - Buy-to-let mortgages are designed for individuals who want to purchase a property to rent out to tenants. These mortgages may have different lending criteria and interest rates than regular mortgages, as they are intended for investment purposes rather than personal use.
In these early stages, it is impossible to know exactly what the future holds, but we can create a rough idea of where we would like to aim. By carrying out content optimisation and link-building campaigns, we would love to improve positions across the board, especially for main focus terms such as ‘Mortgage Broker Southampton’, helping Alexander Southwell Mortgage Service to reach more customers than ever before. Hopefully, we will be writing another blog here in a year's time, telling you all about the great success we have created together, but only time will tell.
If you are intrigued by the services provided by our new addition, head over to their website and see what they have to offer. We truly believe that they have something special to offer everyone and we would love for you to get the most from your investment by utilising their service.
If you, too, would like to join our growing collection of amazing businesses, give the team at bizify a call and see what we can do for you.
